Gig Workers and Delivery Drivers: What Kind of Insurance Do You Really Need in Pennsylvania?
Gig workers in Pennsylvania face serious coverage gaps if they rely only on a personal auto policy. Learn what rideshare and delivery drivers really need to stay protected on the road and how the right insurance can safeguard your income.
How Smart Home Devices Are Changing Homeowners Insurance in Pennsylvania
Smart home devices are changing homeowners insurance across Pennsylvania. Learn how connected technology can reduce risk, prevent claims, and even help lower your premiums.
How Your Credit Score Affects Insurance Rates in Pennsylvania
Your credit score can influence what you pay for insurance in Pennsylvania. Learn how credit-based insurance scoresaffect premiums, why insurers use them, and how improving your credit can help lower rates. Ebensburg Insurance explains the connection between credit score and insurance rates in Pennsylvania and offers tips for smarter coverage.
Fall Home Maintenance Checklist: Prevent Seasonal Risks and Protect Your Insurance Coverage
Fall is the perfect time to prepare your home for the colder months ahead. Use this fall home maintenance checklist to prevent seasonal damage, reduce risks, and make sure your homeowners insurance coverage is up to date. Protect your home, your investment, and your peace of mind all season long.
Cybersecurity Awareness Month: Why Every Small Business Needs Cyber Insurance
October is Cybersecurity Awareness Month, the perfect time for small businesses to strengthen their defenses. Learn why cyber insurance for small business is essential protection against data breaches, ransomware, and digital threats, and how the right coverage helps your company recover quickly and confidently from cyberattacks.
Fire Prevention Week: How to Protect Your Home, Family, and Insurance Coverage
Fire Prevention Week is the perfect time to review your home safety plan and insurance coverage. Learn practical fire prevention tips and discover how the right homeowners, renters, or business insurance can protect your home, family, and peace of mind when the unexpected happens.
Life Changes That Should Trigger an Insurance Review
Major life events like marriage, buying a home, or retirement can leave gaps in your coverage. Learn the key moments when an insurance review is essential to keep your family, finances, and future fully protected.
Umbrella Insurance in Pennsylvania: The Extra Coverage Most Families Overlook
Umbrella insurance offers affordable extra protection for Pennsylvania families when standard home and auto policies aren’t enough. Discover how this added layer of coverage safeguards your assets, fills liability gaps, and provides peace of mind for just a few hundred dollars a year.iscover what’s driving these increases and learn practical steps you can take to lower your premiums in 2025.
Why Pennsylvania Homeowners Insurance Rates Are Rising in 2025 (And What You Can Do About It)
Homeowners insurance rates in Pennsylvania have surged 44% since 2021. Discover what’s driving these increases and learn practical steps you can take to lower your premiums in 2025.
Uninsured & Underinsured Motorist Coverage in Pennsylvania: Why You Might Need It
Uninsured and underinsured drivers are more common than you might think in Pennsylvania. Without the right coverage, a single accident could leave you paying thousands in medical bills, vehicle repairs, or lost wages out of pocket. Uninsured Motorist (UM) and Underinsured Motorist (UIM) coverage step in to protect you when the other driver can’t. This blog explains why UM and UIM coverage matters, how it works in real-world scenarios, and what limits experts recommend for true peace of mind. Learn how Ebensburg Insurance helps Pennsylvania drivers choose the right protection so they’re never left financially vulnerable after a crash.
Full Tort vs. Limited Tort in Pennsylvania: What Drivers Need to Know in 2025
Not sure whether to choose Full Tort or Limited Tort on your Pennsylvania car insurance? Learn the key differences, costs, and how each option affects your legal rights after an accident.
Winter Driving & Insurance Tips for Cambria County Drivers
Slippery roads, deer collisions, and dead batteries—Cambria County winters bring big risks. Find out how to protect your car and your coverage this season.
How Often Should You Shop Around for Insurance?
Reviewing your insurance once a year could save you hundreds—without cutting coverage. This guide explains how often to shop around, what to compare, and why working with a local agent in Pennsylvania makes all the difference.
Bundling Auto and Home Insurance: Is It Really Worth It?
Bundling your auto and home insurance can lead to lower premiums and simplified coverage—but it’s not always the best fit. This guide breaks down how much you can really save, when bundling makes sense in Pennsylvania, and how to know if it’s the right move for your household.
Do You Need Business Insurance to Operate in Pennsylvania?
Wondering if you need business insurance to operate in Pennsylvania? From legal requirements like workers’ comp and commercial auto to smart protections like general liability and cyber coverage, this guide breaks down what’s required—and what’s just good business. Find out how to protect your company, your team, and your future.
What to Do After a Car Accident in Pennsylvania: Step-by-Step Guide
Not sure what to do after a car accident in Pennsylvania? Whether it’s a minor bump or a serious collision, this step-by-step guide covers everything you need—from calling 911 to filing an insurance claim. Stay safe, protect your rights, and navigate the process with confidence.
Top 5 Reasons Your Insurance Claim Could Be Denied in Pennsylvania (And How to Avoid It)
Denied insurance claims are more common than you think—often due to missed deadlines, unclear coverage, or simple mistakes. Learn the top five reasons your claim could be denied in Pennsylvania and how to avoid them with expert tips from Ebensburg Insurance.
Renters Insurance 101: What Every First-Time Tenant Should Know
New to renting? Don’t overlook renters insurance. This guide breaks down what it covers, what it doesn’t, and why first-time tenants in Pennsylvania need it to protect their belongings, avoid liability, and gain peace of mind—before move-in day.
Does Pennsylvania Require Full Coverage Car Insurance?
Wondering if Pennsylvania requires full coverage car insurance? While the state sets minimum liability requirements, full coverage isn’t mandatory — but it might still be the smart choice depending on your car, budget, and risk level. Learn the difference between liability and full coverage, when each makes sense, and how to choose the right policy for your needs in Cambria County.
Term vs. Whole Life Insurance: Which Is Right for You?
Term vs. Whole Life: Which One Fits You Best?
Not sure which type of life insurance to choose? This quick guide breaks down the pros, cons, and real-life uses of term vs. whole life — so you can make the right choice for your family and future.