Umbrella Insurance in Pennsylvania: The Extra Coverage Most Families Overlook
Umbrella insurance offers affordable extra protection for Pennsylvania families when standard home and auto policies aren’t enough. Discover how this added layer of coverage safeguards your assets, fills liability gaps, and provides peace of mind for just a few hundred dollars a year.iscover what’s driving these increases and learn practical steps you can take to lower your premiums in 2025.
Why Pennsylvania Homeowners Insurance Rates Are Rising in 2025 (And What You Can Do About It)
Homeowners insurance rates in Pennsylvania have surged 44% since 2021. Discover what’s driving these increases and learn practical steps you can take to lower your premiums in 2025.
Uninsured & Underinsured Motorist Coverage in Pennsylvania: Why You Might Need It
Uninsured and underinsured drivers are more common than you might think in Pennsylvania. Without the right coverage, a single accident could leave you paying thousands in medical bills, vehicle repairs, or lost wages out of pocket. Uninsured Motorist (UM) and Underinsured Motorist (UIM) coverage step in to protect you when the other driver can’t. This blog explains why UM and UIM coverage matters, how it works in real-world scenarios, and what limits experts recommend for true peace of mind. Learn how Ebensburg Insurance helps Pennsylvania drivers choose the right protection so they’re never left financially vulnerable after a crash.
Full Tort vs. Limited Tort in Pennsylvania: What Drivers Need to Know in 2025
Not sure whether to choose Full Tort or Limited Tort on your Pennsylvania car insurance? Learn the key differences, costs, and how each option affects your legal rights after an accident.
Winter Driving & Insurance Tips for Cambria County Drivers
Slippery roads, deer collisions, and dead batteries—Cambria County winters bring big risks. Find out how to protect your car and your coverage this season.
How Often Should You Shop Around for Insurance?
Reviewing your insurance once a year could save you hundreds—without cutting coverage. This guide explains how often to shop around, what to compare, and why working with a local agent in Pennsylvania makes all the difference.
Bundling Auto and Home Insurance: Is It Really Worth It?
Bundling your auto and home insurance can lead to lower premiums and simplified coverage—but it’s not always the best fit. This guide breaks down how much you can really save, when bundling makes sense in Pennsylvania, and how to know if it’s the right move for your household.
Do You Need Business Insurance to Operate in Pennsylvania?
Wondering if you need business insurance to operate in Pennsylvania? From legal requirements like workers’ comp and commercial auto to smart protections like general liability and cyber coverage, this guide breaks down what’s required—and what’s just good business. Find out how to protect your company, your team, and your future.
What to Do After a Car Accident in Pennsylvania: Step-by-Step Guide
Not sure what to do after a car accident in Pennsylvania? Whether it’s a minor bump or a serious collision, this step-by-step guide covers everything you need—from calling 911 to filing an insurance claim. Stay safe, protect your rights, and navigate the process with confidence.
Top 5 Reasons Your Insurance Claim Could Be Denied in Pennsylvania (And How to Avoid It)
Denied insurance claims are more common than you think—often due to missed deadlines, unclear coverage, or simple mistakes. Learn the top five reasons your claim could be denied in Pennsylvania and how to avoid them with expert tips from Ebensburg Insurance.
Renters Insurance 101: What Every First-Time Tenant Should Know
New to renting? Don’t overlook renters insurance. This guide breaks down what it covers, what it doesn’t, and why first-time tenants in Pennsylvania need it to protect their belongings, avoid liability, and gain peace of mind—before move-in day.
Does Pennsylvania Require Full Coverage Car Insurance?
Wondering if Pennsylvania requires full coverage car insurance? While the state sets minimum liability requirements, full coverage isn’t mandatory — but it might still be the smart choice depending on your car, budget, and risk level. Learn the difference between liability and full coverage, when each makes sense, and how to choose the right policy for your needs in Cambria County.
Term vs. Whole Life Insurance: Which Is Right for You?
Term vs. Whole Life: Which One Fits You Best?
Not sure which type of life insurance to choose? This quick guide breaks down the pros, cons, and real-life uses of term vs. whole life — so you can make the right choice for your family and future.
Homeowners Insurance in Pennsylvania: What’s Covered and What’s Not
Think your home insurance covers everything? Think again.
This guide breaks down what’s actually covered (and what’s not) in a standard Pennsylvania homeowners policy — plus the smart add-ons every Cambria County homeowner should consider.
What Kind of Insurance Do You Need in Cambria County, PA?
From auto and home to business and life coverage, find out what kind of insurance you really need in Cambria County, PA. Local tips included.
How to Lower Your Car Insurance Premium in Pennsylvania
Tired of paying too much for car insurance in Pennsylvania? Discover 7 smart ways to cut costs—without sacrificing coverage.