Identity Theft and Insurance: What Protection You Actually Have
Identity theft can create months of stress and recovery costs. This article explains how insurance typically responds to identity theft, what expenses may be covered, and where protection often falls short.
What Happens to Your Insurance When You Work From Home or Run a Side Business
Working from home or running a side business can quietly change how homeowners and auto insurance respond. This article explains where coverage gaps often appear and what to review before a claim exposes a problem.
Roof Leaks in Winter: When Homeowners Insurance Covers the Damage, and When It Doesn’t
Winter roof leaks are stressful for homeowners, especially when snow and ice are involved. This guide explains when homeowners insurance typically covers winter roof damage and when leaks may be excluded due to wear, age, or maintenance issues.
Choosing the Right Insurance Deductible: How Much Risk Should You Actually Carry?
Deductibles play a major role in how much financial risk Pennsylvania policyholders actually carry. Learn how to choose the right insurance deductible based on savings, risk tolerance, and long-term protection, not just premium cost.
What Winter Insurance Claims Reveal About Coverage Gaps in Pennsylvania Homes
Winter insurance claims often reveal coverage gaps Pennsylvania homeowners did not realize existed. From water damage to liability risks, winter losses highlight why assumptions about coverage can lead to surprises during the claims process.
How Inflation Is Quietly Affecting Your Insurance Coverage in 2025
Inflation is driving up the cost of home repairs, vehicle parts, and business property, which means your current insurance limits may no longer be enough. Learn how rising prices in 2025 affect homeowners, auto, and business insurance in Pennsylvania and how to make sure your coverage still keeps up.