Identity Theft and Insurance: What Protection You Actually Have
Identity theft can create months of stress and recovery costs. This article explains how insurance typically responds to identity theft, what expenses may be covered, and where protection often falls short.
What Happens to Your Insurance When You Work From Home or Run a Side Business
Working from home or running a side business can quietly change how homeowners and auto insurance respond. This article explains where coverage gaps often appear and what to review before a claim exposes a problem.
Roof Leaks in Winter: When Homeowners Insurance Covers the Damage, and When It Doesn’t
Winter roof leaks are stressful for homeowners, especially when snow and ice are involved. This guide explains when homeowners insurance typically covers winter roof damage and when leaks may be excluded due to wear, age, or maintenance issues.
Choosing the Right Insurance Deductible: How Much Risk Should You Actually Carry?
Deductibles play a major role in how much financial risk Pennsylvania policyholders actually carry. Learn how to choose the right insurance deductible based on savings, risk tolerance, and long-term protection, not just premium cost.
Life Insurance: What it Is and Why You Might Need it
Life insurance is one of the most important ways to protect your family financially. Learn how life insurance works, the different types available and what factors affect cost so you can choose the right coverage for your loved ones.
Does Pennsylvania Require Full Coverage Car Insurance?
Wondering if Pennsylvania requires full coverage car insurance? While the state sets minimum liability requirements, full coverage isn’t mandatory — but it might still be the smart choice depending on your car, budget, and risk level. Learn the difference between liability and full coverage, when each makes sense, and how to choose the right policy for your needs in Cambria County.