Insurance You Can Trust

Many people misunderstand what their insurance policies actually cover. From life insurance and renters insurance to auto and umbrella policies, common myths can leave you underprotected or paying for coverage you don’t fully understand. This guide debunks the biggest insurance misconceptions and explains the truth behind the protection you really need.

Umbrella insurance adds an extra layer of protection beyond your home and auto policies, covering high-cost liability claims like major accidents, defamation, rental property incidents, and unexpected lawsuits. It’s affordable peace of mind that protects your savings and future income when standard coverage isn’t enough.

Life insurance is one of the most important ways to protect your family financially. Learn how life insurance works, the different types available and what factors affect cost so you can choose the right coverage for your loved ones.

Inflation is driving up the cost of home repairs, vehicle parts, and business property, which means your current insurance limits may no longer be enough. Learn how rising prices in 2025 affect homeowners, auto, and business insurance in Pennsylvania and how to make sure your coverage still keeps up.

Gig workers in Pennsylvania face serious coverage gaps if they rely only on a personal auto policy. Learn what rideshare and delivery drivers really need to stay protected on the road and how the right insurance can safeguard your income.

Smart home devices are changing homeowners insurance across Pennsylvania. Learn how connected technology can reduce risk, prevent claims, and even help lower your premiums.

Your credit score can influence what you pay for insurance in Pennsylvania. Learn how credit-based insurance scoresaffect premiums, why insurers use them, and how improving your credit can help lower rates. Ebensburg Insurance explains the connection between credit score and insurance rates in Pennsylvania and offers tips for smarter coverage.

Fall is the perfect time to prepare your home for the colder months ahead. Use this fall home maintenance checklist to prevent seasonal damage, reduce risks, and make sure your homeowners insurance coverage is up to date. Protect your home, your investment, and your peace of mind all season long.

October is Cybersecurity Awareness Month, the perfect time for small businesses to strengthen their defenses. Learn why cyber insurance for small business is essential protection against data breaches, ransomware, and digital threats, and how the right coverage helps your company recover quickly and confidently from cyberattacks.

Fire Prevention Week is the perfect time to review your home safety plan and insurance coverage. Learn practical fire prevention tips and discover how the right homeowners, renters, or business insurance can protect your home, family, and peace of mind when the unexpected happens.