How to Choose the Right Policy Limits
Insurance policy limits determine how much financial protection you actually have when a claim occurs. Choosing limits that are too low can leave you paying out of pocket, while choosing extremely high limits may mean overspending on premiums. This guide explains what policy limits are, why they matter, and how to choose the right ones to protect your assets and future.
Umbrella Insurance Policies: What Are They and How Do They Work?
Umbrella insurance adds an extra layer of protection beyond your home and auto policies, covering high-cost liability claims like major accidents, defamation, rental property incidents, and unexpected lawsuits. It’s affordable peace of mind that protects your savings and future income when standard coverage isn’t enough.
Homeowners Insurance in Pennsylvania: What’s Covered and What’s Not
Think your home insurance covers everything? Think again.
This guide breaks down what’s actually covered (and what’s not) in a standard Pennsylvania homeowners policy — plus the smart add-ons every Cambria County homeowner should consider.