How to Choose the Right Policy Limits
Insurance policy limits determine how much financial protection you actually have when a claim occurs. Choosing limits that are too low can leave you paying out of pocket, while choosing extremely high limits may mean overspending on premiums. This guide explains what policy limits are, why they matter, and how to choose the right ones to protect your assets and future.
Are Your Christmas Gifts Covered by Your Renters or Homeowners Insurance?
Holiday gifts like electronics, jewelry, and even cars can be valuable, and many people don’t realize how renters or homeowners insurance protects them. From coverage limits to scheduled personal property, this guide explains how to make sure your Christmas presents are fully insured and safe from unexpected loss.
Life Happens: 5 Everyday Scenarios Where Insurance Saves the Day
Life is full of unexpected moments, from car accidents and burst pipes to canceled vacations and medical emergencies. Insurance turns these stressful situations into manageable setbacks by protecting your finances, your home, and your peace of mind. Here are five everyday scenarios that show why the right coverage matters.
Common Insurance Myths: Important Truths to Learn in the Insurance Business
Many people misunderstand what their insurance policies actually cover. From life insurance and renters insurance to auto and umbrella policies, common myths can leave you underprotected or paying for coverage you don’t fully understand. This guide debunks the biggest insurance misconceptions and explains the truth behind the protection you really need.
How Your Credit Score Affects Insurance Rates in Pennsylvania
Your credit score can influence what you pay for insurance in Pennsylvania. Learn how credit-based insurance scoresaffect premiums, why insurers use them, and how improving your credit can help lower rates. Ebensburg Insurance explains the connection between credit score and insurance rates in Pennsylvania and offers tips for smarter coverage.
Fall Home Maintenance Checklist: Prevent Seasonal Risks and Protect Your Insurance Coverage
Fall is the perfect time to prepare your home for the colder months ahead. Use this fall home maintenance checklist to prevent seasonal damage, reduce risks, and make sure your homeowners insurance coverage is up to date. Protect your home, your investment, and your peace of mind all season long.
Fire Prevention Week: How to Protect Your Home, Family, and Insurance Coverage
Fire Prevention Week is the perfect time to review your home safety plan and insurance coverage. Learn practical fire prevention tips and discover how the right homeowners, renters, or business insurance can protect your home, family, and peace of mind when the unexpected happens.
Homeowners Insurance in Pennsylvania: What’s Covered and What’s Not
Think your home insurance covers everything? Think again.
This guide breaks down what’s actually covered (and what’s not) in a standard Pennsylvania homeowners policy — plus the smart add-ons every Cambria County homeowner should consider.