Umbrella Insurance Policies: What Are They and How Do They Work?
Umbrella insurance adds an extra layer of protection beyond your home and auto policies, covering high-cost liability claims like major accidents, defamation, rental property incidents, and unexpected lawsuits. It’s affordable peace of mind that protects your savings and future income when standard coverage isn’t enough.
Uninsured & Underinsured Motorist Coverage in Pennsylvania: Why You Might Need It
Uninsured and underinsured drivers are more common than you might think in Pennsylvania. Without the right coverage, a single accident could leave you paying thousands in medical bills, vehicle repairs, or lost wages out of pocket. Uninsured Motorist (UM) and Underinsured Motorist (UIM) coverage step in to protect you when the other driver can’t. This blog explains why UM and UIM coverage matters, how it works in real-world scenarios, and what limits experts recommend for true peace of mind. Learn how Ebensburg Insurance helps Pennsylvania drivers choose the right protection so they’re never left financially vulnerable after a crash.