Umbrella Insurance Policies: What Are They and How Do They Work?
Umbrella insurance adds an extra layer of protection beyond your home and auto policies, covering high-cost liability claims like major accidents, defamation, rental property incidents, and unexpected lawsuits. It’s affordable peace of mind that protects your savings and future income when standard coverage isn’t enough.
How Often Should You Shop Around for Insurance?
Reviewing your insurance once a year could save you hundreds—without cutting coverage. This guide explains how often to shop around, what to compare, and why working with a local agent in Pennsylvania makes all the difference.